Premium Financing Litigation Attorneys Protecting Policyholders
Safeguard your wealth, your estate, and your rights with trusted legal representation in life insurance premium financing disputes.
Facing Unexpected Issues with a Financed Life Insurance Policy?
If you’ve been sold a premium-financed life insurance policy and are now facing unexpected collateral calls, rising interest payments, or a potential policy lapse, you’re not alone.
Sweetnam Schuster & Schwartz LLC exclusively represents policyholders in complex insurance litigation and trust litigation. We help high-net-worth individuals recover losses and hold insurance brokers, insurance advisors, and insurance companies accountable for misrepresentations, and deceptive or negligent practices.
What Is a Premium-Financed Life Insurance Policy?
Premium financing allows individuals to obtain large life insurance policies using loans to cover the premium. While often promoted as a tax-efficient estate planning tool, these arrangements can pose serious financial and legal risks if not structured or disclosed properly.
Common Risks Include:
Sudden interest rate increases or collateral demands
Incomplete disclosure by agents or brokers
Hidden conflicts of interest with trustees or advisors
We Represent Policyholders in Complex Life Insurance Disputes
Our legal team brings years of experience in holding financial professionals and institutions accountable.
We represent clients in matters involving:
Deceptive or unsuitable financing arrangements
Loss of policy benefits due to misrepresentations
ILIT-related disputes and fiduciary breaches
Regulatory violations under state and federal law
Wrongful rescission or policy cancellation
Representing Multiple Policyholders in Insurance Premium Financing Litigation
Why High-Net-Worth Policyholders Trust Our Firm
Sweetnam Schuster & Schwartz LLC is a boutique litigation firm focused on representing policyholders. Our approach combines strategic legal insight with a deep understanding of trust structures, insurance law, and fiduciary duty.
We’re known for:
Industry-shaping litigation experience
Aggressive, client-centered advocacy
Confidential and responsive representation
Request a Free, Confidential Case Review
If you’re concerned about a premium-financed policy or facing legal issues tied to your life insurance arrangement, contact us today. Our attorneys will evaluate your case and advise on your options, with discretion and care.